justInCase, Inc. (CEO: Kazy Hata, “justInCase”) releases insurance for Android phones, in addition to iOS, on April 10, 2020, justInCase’s mobile phone insurance provides coverage on broken screen, malfunctions, water damage as well as theft. It can be easily signed up at anytime, anywhere through justInCase’s mobile app.

In addition, our mobile phone insurance provides premium discounts based on the safety score which reflects your phone use behaviors. Our analysis of the behavior data on the iOS version shows that the amount of user activity had a notable drop after the start of quarantine in Japan due to the new coronavirus.

New Service

The new service is added for Android users to purchase the mobile phone insurance for more than one phone at one time and manage the policy through one account.※All contracted mobile phones are required to install justInCase’s mobile app.
※The new service will also be added for iOS users soon.

Product details (Japanese only)

The service of Credit Card Insurance Benefits Lookup is also free to use on justInCase’s Android mobile app. By only taking a picture of your credit card, you can find out the entitled complimentary travel insurance benefits offer.

Starting from ￥370 per month for all types of Android phones

Discount offer starts from the 4th month, coverage amount up to ￥50,000 in 3-month contract period

Starting from the 4th month, if there were no insurance claims made in the past contract period, around an average of 30% of premium discount will be offered in the following contract period. The data collected from built-in sensors is analyzed to quantify how you use your phone the smartphone as a safety score. The higher the score, the higher the discount offer ( the cheaper the premiums)

※ It is necessary to permit all location information required in the app.

All in one app! 100% Paperless!

Sign up & make a claim via justInCase’s app anytime, anywhere

To complete the application, you have to create an account on justInCase’s mobile app, register IMEI number and credit card information, and send a video showing there is no damage to your mobile phone. To file a claim, you have to upload photos of your broken phone and repair details , fill in details of the accident situations and send a video that you make a statement that it is not a false claim.
Sign up & make a claim via justInCase’s app anytime, anywhere, 24 hours a day.

Behavior changed after the start of quarantine due to the new coronavirus

Activity amount drops

It’s quantitatively confirmed by analyzing the difference in the amount of activity, measured by the acceleration, between the first week of March and the first week of April when the quarantine started due to the new coronavirus.

• Activity amount from 13:00 to 21:00 decreased
• Notable differences seen during commute hours from 08:00 to 09:00 and lunch hours at 12:00

No. of phone drops fell by 33%

Our analyses found that the number of indicative phone drops decreased by 33% after the quarantine started in the first week of April compared to that in the first week of March.

About justInCase

As a small-amount and short-term insurer founded in 2016, justInCase aims to create value through innovation to make insurance become interactive. By utilizing Machine Learning, Artificial Intelligence and other innovative technologies, justInCase aims to offer insurance products and services around the world that are yet to exist. (https://justincase.jp/eng)

About justInCaseTechnologies

Established in 2019, justInCaseTechnologies provides reliable and seamless insurance API technology and digital platform solutions for justInCase, as well as other insurance and business partners in finance and healthcare fields. (https://justincase-tech.com/en/)

For any inquiries, contact:
Elaine Tung
pr@justincase.jp
1-6-1 Chiyoda Otemachi, Tokyo